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KCE Reports 314 (2019) Under the insurance Law of 4 April 2014 a “monitoring office for insurance premiums’ was established. Its mission is to examine proposals for premium supplements or refusals by insurances that guarantee the repayment of the capital of a credit (Art. 217). Article 218 of this law provides that KCE conducts a study to assess whether the premiums charged by the insurers are in line with the evolution of medical techniques and health care, with regard to the main pathologies concerned.